Privacy

PRIVACY POLICY

Your privacy on the Internet is important to us. The purpose of this privacy policy is to provide you with a description of the types of information we collect about you when you visit our Web Site, and how we use that information. By visiting or using the Web Site, you agree to the provisions of this privacy policy. If you do not agree to the terms of this Policy, please do not use the Web Site.

This policy only applies to information collected while you are on the Web Site. For more information on how the Web Site may redirect you to other web sites, please see the Links and Redirection to Third Party Sites section below.

Information We Collect

We collect and store information that you voluntarily provide to us as well as data related to your Web Site visit and usage.

We collect personally identifiable information (including, but not limited to, name, address and phone number) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, or utilize the ‘Contact an Agent’ feature.

In addition, during your visit we automatically collect certain aggregate information related to your Web Site visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching the Web Site, the name of the domain and host you used to access the Internet, and the features of our Web Site which you accessed.

Cookies

‘Cookies’ are simple text files stored on your computer for use by a browser. Certain Web Site features may only be available through the placement of a cookie. We may use ‘cookies’ to assist in data collection and to track visitor Web Site usage and trends to help us better serve you. The use of cookies is a standard practice among Internet web sites; most Internet browsers permit a user to accept, decline or delete cookies. This Web Site works with a first party cookie that collects anonymous traffic data at the Web Site.

How We Use Information

We use collected information to make available and to improve our high standard of reliable services. We use such information to:

•respond to inquiries or service requests and monitor such responses;

•resolve problems; and

•to manage the Web Site and assess its usage.

Disclosure

We do not sell or rent personally identifiable information to Third Parties who are not affiliates of this company or office and/or its affiliated licensee(s). We may disclose personally identifiable information to appropriate affiliates of our company or office to respond to a request for service.

We may share aggregate (non-personally identifiable) information with certain third parties such as advertisers, national industry organizations, and prospective affiliates. In addition, we reserve the right to disclose aggregate information and personally identifiable information to third parties as required or permitted by law and when we believe that disclosure is necessary to protect our rights.

Third Party Sites

The Web Site contains links to Third Party Sites. Third Party Sites are not under our control and there we are not responsible for such Third Party Sites. We reserve the right to terminate any link or linking program at any time. Please be aware that when you enter a Third Party web site, any information you provide, including financial information, is subject to the terms of use and privacy policy of that site.

Children

This Web site is not directed toward children, and we do not knowingly collect information from children.

Changes to This Policy

Each time you use the Web Site, the current version of the policy will apply. Accordingly, when you use the Web Site, you should check the date of this policy (which appears at the top of the policy) and review any changes since the last version. We reserve the right to add to, change, update or modify this Privacy Policy at any time and without notice other than simply posting such changes, update or modification on this Web Site. Any such change, modification or update will be effective immediately upon posting on the Web Site.

Questions?

To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of this Web Site, please visit our about page for contact information.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, LOST PROFITS OR LOST REVENUE) THAT RESULT FROM THE USE OF THE INFORMATION ON THIS WEB SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.